Rates

Certificates of Deposit

Type Minimum Opening Deposit Minimum Balance to Obtain APY Interest Rate Annual Percentage Yield (APY) Compounding & Payment of Interest
3 Month $1,000 $1,000 0.10% 0.10% Monthly
6 Month $1,000 $1,000 0.10% 0.10% Monthly
12 Month $1,000 $1,000 0.249% 0.25% Quarterly
24 Month $1,000 $1,000 0.299% 0.30% Quarterly
30 Month $1,000 $1,000 0.449% 0.45% Quarterly
48 Month $1,000 $1,000 0.598% 0.60% Quarterly
60 Month $1,000 $1,000 0.998% 1.00% Quarterly

CD Specials

Type Minimum Opening Deposit Minimum Balance to Obtain APY Interest Rate Annual Percentage Yield (APY) Compounding & Payment of Interest
9 Month $1,000 $1,000 4.67% 4.75% Quarterly
13 Month $1,000 $1,000 4.52% 4.60% Quarterly
23 - Month $1,000 $1,000 3.94 4.00% Quarterly

Monster Savings

Type Minimum Opening Deposit Minimum Balance to Obtain APY Interest Rate Annual Percentage Yield (APY) Compounding & Payment of Interest
Monster Savings $250.00 $250.00 2.220% 2.24% Quarterly

The annual percentage yield assumes that interest remains on deposit until maturity. A withdrawal may reduce earnings. Certificates of Deposit will automatically renew on the maturity date. CD specials are for New Money only and may renew into a different term. A penalty may be imposed for early withdrawals.

Rates are current as of January 17, 2024.

For more information on rates and terms, please contact one of our personal bankers.